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This cat has been trained to shit in a toilet.
An Ape and Cat become best friends.
Every time this guy coughs, his cat quacks.
What could be better then kittens with capes flying all over the place?
This funny picture gallery includes 10 pics for 02/28/2011.
We were dressed and ready to go out for the New Year’s Eve Party.
This funny picture gallery includes 10 pics for 09/22/2009.
This isn't something you see everyday. A cat and owl play with each other...
It's okay to play April fools jokes on your pets too!
His fat cat drops a tv on his head.


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Introducing VI Peel : a medium depth peel suitable for all skin types ($450)
VI Peel Treatment
The Beauty of Peeling - VI Peel
Image DermatologyI've struggled with acne since I was in high school and have been to several highly regarded well trained dermatologists. Dr Downie has been the only doctor who was able to make a dramatic and sustained improvement in my skin. She was kind and patient and worked with me and adapted the meds and skin care until we got it just right. She knows my budget and makes good skin care products suggestions that I can afford. Now, I get compliments almost daily on my complexion. Even better, no one can believe my age when I tell them (which is rare). I look at least ten years younger! I have also been treated by Leah and Jen - I received great care from them as well. Very knowledgeable young women. The staff is lovely. I can't say enough good things about Dr Downie. She has saved me from bad skin, and in doing so, made me feel like a confident, beautiful (younger!) woman.
Chemical peels are the perfect dermatological treatment to improve the appearance of acne, age spots, dark patches of melasma, sun damage, fine lines and wrinkles. It is one of the most popular cosmetic procedures done in our Montclair dermatology practice, simply because it is effective and extremely affordable. Dr. Downie is a believer in the benefits of chemical peels, and performs a peel on herself every month.
How it works
Chemical peels topically exfoliate the skin by the application of a chemical solution designed around the patient’s skin type and skin care needs. During her consultations in Montclair dermatology office, Dr. Downie listens to patients’ concerns and offers solutions based on their exact needs. A chemical peel may be recommended to address specific concerns in a gentle yet effective way.
There are various types of chemical peels, ranging from light to deep in nature. Light peels may include gentle glycolic acid, a substance derived from sugar cane. Medium peels may include a higher concentration of glycolic acid, salicylic acid, or lactic acid, which is wonderful for fighting acne. Deep chemical peels, sometimes known as TCA peels, contain trichloracetic acid, which can address acne scars and blemishes, and also more severe discoloration from sun damage or melasma.
After 1 Treatment
After 1 Treatment
Testimonial"I've been going to Dr. Downie for the past 5 years and I've seen numerous dermatologists over the past 15 years! All I have to say is that my skin hasn't been this clear since I was 17! I absolutely love her!"
~ Kimberley B. ~
What to expect from your chemical peel
Chemical peels are not painful. Most people will feel a slight stinging sensation as the chemical solution penetrates the skin. In our office, we use fans to cool the skin throughout treatment.
The amount of recovery that is needed after a chemical peel is dependent on the type of peel performed. Lighter peels may produce mild redness that lasts only a few hours. After a light peel, sunscreen, moisturizer, and makeup may be reapplied right away. Medium peels may cause mild swelling and flaking of the skin that lasts several days. A deep TCA peel will cause more extensive peeling and redness as old, damaged skin cells naturally slough off and new cells appear. During the week or two of recovery from a deeper chemical peel, patients are advised to avoid direct sun exposure. For all chemical peels, superficial to deep, patients are instructed to wear sunscreen with an spf30 or more. Patients must reapply this sunscreen every 2-3 hours, even when indoors as fluorescent/visible light can adversely effect the skin.
Chemical peels performed by your experienced dermatologist are typically very safe and effective. It is important to know, however, that there are risks with various medical and cosmetic treatments, including chemical peels. Dr. Downie carefully explains potential risks during consultations, and performs a thorough medical history in order to determine if a chemical peel is the right choice for a patient.
The main risk of chemical peel treatment is occasional discoloration. That is why patients must wear sunscreen and reapply. Patients with a family history of brown discoloration, melasma, keloids, or abnormal scarring are encouraged to disclose details to Dr. Downie. Patients who have experienced cold sores or herpes, as well, have an increased risk of outbreak. In such cases, however, medication may be prescribed before or during treatment to minimize this risk. Sitavig and Valtrex are among the oral anti-virus I prescribe
What can a chemical peel do for my skin?
This customized treatment designed by your board-certified dermatologist can reduce the appearance of blemishes, acne scarring, fine lines and wrinkles, sun damage, texture, discoloration, and precancerous lesions. Ultimately, chemical peels will decrease the amount of makeup you need to wear on your face and you will not have to hide behind your makeup.
How long does a chemical peel take?
Most chemical peels are completed in just a few minutes. This appointment is all about relaxing while your skin care professional pampers your skin. Chemical peels can be applied to the skin all over, including the skin on the face, neck, chest, back, shoulders, arms, buttocks and legs.
How many peels are needed to improve my skin?
Typically, it is six or more peels that are needed. However, chemical peels are designed based on your exact needs. The results achieved are dependent on the various components of your peel, such as the type of acid used and the duration for which the solution is left on the skin. Deeper peels are more aggressive, requiring up to 14 days of total recovery time, but produce more dramatic results. After a deep peel, maintenance peels may be performed as often as once a month. Light and medium chemical peels, as well, may be performed a few times a month until desired results are achieved. Dr. Downie makes her best estimate for treatment during your consultation.
How long will results from my peel last?
Again, this depends on the variables of your peel. Deeper peels produce the greatest cellular turnover and tend to last the longest with good sun protection. The results of a peel are dependent on the extent of repair and ongoing skin care, particularly protection from UV rays. Using excellent sunscreen with an spf of 30 or above and other protective measures, results can last more than a year.
Obviously, you may not smoke or use tanning beds or the results will not last.
Chemical peels are a great, affordable way to rejuvenate your skin. Put your best face forward in personal and business situations by freshening your look. Feel beautiful from the inside out! Call Dr. Downie today to schedule a consultation.
Chemical peels are a great, affordable way to rejuvenate your skin. Put your best face forward in personal and business situations by freshening your look. Feel beautiful from the inside out! Call the Montclair dermatology office of Dr. Downie today to schedule a consultation.
- Chemical Peels NJ - Nationally prominent dermatologist highlights chemical peels
- Chemical Peels For Acne Scars Cost Montclair - The cost of chemical peels used for treating acne scars
- Acne Treatment Montclair - Nationally prominent dermatologist explains how chemical peels are used for treatment of conditions such as acne
- Facial Near Me Montclair - Patients ask, "Is there a dermatologist near me who treats facial areas with chemical peels?"
- Chemical Peels for Acne Scars Glen Ridge - Dermatologist provides chemical peels and other treatments for various skin conditions and acne scars
- Chemical Peels For Acne Essex Fells - Comparing home treatment to professional chemical peels for acne clearance
- Chemical Peels For Acne Scarring Glen Ridge - Acne scarring meets its match with professional chemical peels
- Chemical Peels Reviews Essex Fells - Where to find reviews of chemical peels
- Affordable Chemical Peels Glen Ridge - Sun damage meets its match with affordable chemical peels
- Cost of Chemical Peels Glen Ridge - The value of chemical peels goes well beyond cost
- Chemical Peels Glen Ridge - Are chemical peels beneficial in acne treatment?
- Chemical Peels Essex Fells - The benefits of chemical peels
- Chemical Peels in Essex Fells - Types of chemical peels

domain: health


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Remember when the Vacationer-in-Chief called on all Americans to put aside political polemics and to engage in civil debate? Here is an example of the kinds of things we can expected from the MSM and the DNC (redundant, I know…)
Rick Perry made national headlines in 2009 when, during a speech to a Tea Party group, he floated the possibility that Texas could secede from the union. But the governor’s substantive ties to the neo-Confederate movement may be deeper than previously known.
A 1998 voting guide published by a leading neo-Confederate group and obtained by Salon not only endorses Perry for lieutenant governor but also describes him as “a member of the Sons of Confederate Veterans.” Perry’s office did not respond to a request for comment about the governor’s possible membership in the Sons of Confederate Veterans.
Where do you start? First of all so what? My great great grandfather fought with Bobby Lee. He was a Captain in the 17th Va. That makes me a “Son of Confederate Veterans.” What is that?
The citizen-soldiers who fought for the Confederacy personified the best qualities of America. The preservation of liberty and freedom was the motivating factor in the South’s decision to fight the Second American Revolution. The tenacity with which Confederate soldiers fought underscored their belief in the rights guaranteed by the Constitution. These attributes are the underpinning of our democratic society and represent the foundation on which this nation was built.
Today, the Sons of Confederate Veteransis preserving the history and legacy of these heroes so that future generations can understand the motives that animated the Southern Cause.
The SCV is the direct heir of the United Confederate Veterans, and the oldest hereditary organization for male descendents of Confederate soldiers. Organized at Richmond, Virginia in 1896, the SCV continues to serve as a historical, patriotic, and non-political organization dedicated to ensuring that a true history of the 1861-1865 period is preserved.
Membership in the Sons of Confederate Veterans is open to all male descendants of any veteran who served honorably in the Confederate armed forces.
That does not make a member a racist. But the MSDNC would have you believe that it does.
Even more fascinating is that Justin Elliot never bothered to check to see if Perry actually joined that organization. Nothing like not being bothered by facts. We will leave for another time whether the central mission of the “League of the South” is segregation (It most assuredly is not) and whether it’s mission is more a romantic fantasy than practical reality.
The whole article is one smear after another. And when Elliot was called out on these, he invented other smears. See this.
But bear in mind that the Obungler media machine will attempt to paint anyone who opposes “His Highness” as a racist.
Here is a warning conservatives need to heed:
We, as Conservatives need to defend our own. As a caller to Sean Hannity’s program put it yesterday, “The Obama White House will attempt to irradiate any Republican who looks formidable between now and the next election.” It’s up to the GOP to defend rather than devour our own.
Bear in mind, of course that the Stupid Party is not synonymous with conservative. It’s a rough proxy, but the warning is valid just the same. The MSM/DNC/White House Press Office (all roughly the same thing) will do everything in their power to destroy any viable opposition to Hussein Obama. He cannot run on his record so he has to run on opposition research. He is a Chicago machine thug and will not hesitate to use whatever he can to fool the voters.
We have been warned.

domain: history


INDUSTRIAL METAL FLASH DRIVE
If the pop of their names printed in full color against the metallic surface of our brushed aluminum Industrial Metal USB flash drive doesn’t immediately grab your client’s’ attention, the feel of the metal surface in their hands certainly will. It also features a small metal loop on one end which allows them to be securely attached to a lanyard or keychain.
This drive is available in capacities and USB versions: 4GB 2.0, 8GB 2.0, 16GB 3.0 (best value), 32GB 3.0, 64GB 3.0, and 128GB 3.0.
Imprint Area: 1.4″ x .5″
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Industrial Metal Flash Drive
Attached small ring
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I’ve tried these products for a few weeks now and they haven’t caused any irritation to my otherwise sensitive skin. At night I add a drop of Decleor Neroli oil to the above night cream to hydrate a bit extra and I’m quite happy with the ones I’ve tried so far; Eye cream, day cream, night cream and foam cleanser.
Today when I was at the hairdresser I was flicking through a magazine and there was this article about how we spend so much time taking care of ourselves during the day but when the night comes we apply a night cream on the face and pretty much falls asleep. The article was mainly focusing on night time hair care but I was thinking it should be the same all over our body and mind for a peaceful and rejuveniting sleep.
At night when we sleep the body is relaxed and responds to products in a different way than during the day, so it’s important to use products specifically made for the night. Apart from facial creams you can also benefit from these little helpers, as I’m quite sure we all feel better when we wake up feeling rested and closer to that camera ready look than with a gloomy face.
Molton Brown Sleep Cedrus Body Oil (helps the body to relax and hydrate)
The Body Shop Seaweed Clarifying Night Treatment
Leaves skin hydrated, clear and shine/oil free
Spasilk 100% Pure Silk Facial Beauty Pillowcase
Using a silk pillow case will help you reduce wrinkles, prevent spots and does not damage your hair while sleeping as oppose to pillow cases which has been dyed and treated with other chemicals
L’Occitane Shea Butter Foot Cream
With shea butter, lavender essential oils and anti inflammatory arnica extract it’s the perfect foot cream to apply after a shower to sooth tired feet after a long day
Phytospecific Ultra-Repair Night Treatment
Use on dry hair before going to bed and leave overnight. Specifically for hair damaged by daily use of blow drying, straightening and colored hair.

domain: beauty


In this lab, students will use weather sensors to measure changes in humidity and temperature of a small potted plant over a 24-hour period.PreviewDownload
This sensor is packed with 19 different measurements, including GPS, that can be monitored live or collected over the long term.
Many lab activities can be conducted with our Wireless, PASPORT, or even ScienceWorkshop sensors and equipment. For assistance with substituting compatible instruments, contact PASCO Technical Support. We're here to help.
Copyright © 2018 PASCO


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AlbaNova and Nordita Colloquium
Jean-Philippe Bouchaud (Capital Fund Management & Saclay, France)
FR4 Oskar Kleins Auditorium
Thursday 29 November
15:00 - 16:00
It is known since Bachelier 1900 that price changes are nearly uncorrelated, leading to a random-walk like behaviour of prices. However, compared to the simplest Brownian motion, price statistics reveal a large number of anomalies, such as fat tails and long memory in the volatility.
The detailed study of trade by trade and order book data allows one to provide evidence for a subtle compensation mechanism that underlies the `random’ nature of price changes. This compensation drives the market close to a critical point, which may explain the sensitivity of financial markets to small perturbations, and their propensity to enter bubbles and crashes.
We argue that the resulting unpredictability of price changes is quite far from the neo-classical view that markets are informationally efficient.

domain: finance


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I only wish that ordinary people had an unlimited capacity for doing harm; then they might have an unlimited power for doing good.
The government I led gave ordinary people peace, security, dignity, and opportunity to progress.
Throughout his long career, Washington earned the adulation not merely of ordinary people but of the other luminaries whom we now hail as ‘founding fathers.’
We are not a TV station that only concentrate on those who are always under light. We are not a TV station for celebrities and for grand politicians and superstars. We are a TV station for the ordinary person. The normal people, ordinary people in the Arab world sees Al Jazeera as their voice.
Ordinary people seem not to realize that those who really apply themselves in the right way to philosophy are directly and of their own accord preparing themselves for dying and death.

domain: sociology


Russia’s Floating Nuclear Power Plant, Called ‘Nuclear Titanic,’ Sails 600 Miles Off Alaskan Coast
Russia’s floating nuclear power plant, called by some environmental activists a “Chernobyl on ice,” set sail Friday headed toward the Alaskan coast causing many people to worry about what could happen on its 3,000 mile trip.
The ship’s journey started only a few weeks after Russia tried to cover up facts about a nuclear explosion on August 8.
The ship took about ten years to complete. It has two nuclear reactors on board that will be used to provide remote oil, mining and gas operations with electricity in the eastern region of Chukotka, the part of Russia former Gov. Sarah Palin (R-Alaska) said one could see from her state.
The floating plant will start its operations in Pevek, 600 miles from the western most town in Alaska.
A week of political news in your in-box.
We find the news you need to know, so you don't have to.
Russia has bragged that the barge is impeccably safe. Russia’s main nuclear company Rosatom said that the barge is so safe that its reactors are “invincible for tsunamis and other natural disasters.”
Other groups, like Greenpeace, call the ship “nuclear Titanic” and a “disaster waiting to happen.”
Some worry that if a storm beaches the barge it could stop the reactors from getting the water they need to cool down, which would cause a meltdown – or if it were to sink, the radioactive rods would explode causing waste particles to contaminate the sea.
Russia’s troubled history with nuclear power warrants concerns. In the past two months, more than a dozen people have died in the area from nuclear related accidents.
In July, a fire on board a nuclear powered submarine killed 14 crew members. Then, in early August, an explosion from a nuclear powered missile killed seven people.
The most infamous of Russia’s nuclear disasters was the Chernobyl reactor meltdown in 1986, which killed 54 in the immediate aftermath
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Ultraman's brother from down under...
5 posts • Page 1 of 1
Episode 4 has been unleashed... and finishes off the story arch from episode 3... Good on ya, mate...
Well, this was a pleasant surprise. I love it when I figure out I'm behind on something I love. Thanks!
My greatest compathy goes here.GVmanX wrote:I love it when I figure out I'm behind on something I love.

domain: entertainment


Aqua Science President, Derek Sajdak has worked in the water treatment industry since 1991. In 1998, he founded Aqua Science. He continually studies solutions for water treatment. Derek thinks creatively, developing new products to meet the needs of customers.
Aqua Science Vice President, Joseph Mumbach owned and operated another local water treatment company for over 30 years. Joseph strives to educate and grow the knowledge of the company’s service technicians so they can provide the best solutions to customers while in their homes.
Both Derek and Joseph have a passion for providing solutions for water treatment to over 100,000 residential and commercial customers. In an effort to provide affordable, high-quality water treatment solutions to Phoenix residents, Derek and Joseph joined forces in 2008.
Today, the Aqua Science product line has expanded to meet the new and emerging needs of our customers. In addition to salt-free and salt-based water softeners and reverse osmosis systems, we also offer outdoor misting solutions to cool off your backyard, pool heating solutions to warm your pool in our glorious fall, winter and spring months, patio heating to give you additional entertaining space, and general plumbing solutions to help you around the house.
Aqua Science has been serving the community for over 30 years. The vision is still the same; to develop lifetime relationships with our community and clients by exceeding expectations through education, service, and solutions. Aqua Science is the #1 water treatment company in the valley.


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2020 Subaru Wrx Considering the L is particular order only, and the LS would not add much for a substantial worth bump, we predict it is value skipping straight to the LT model. Its record of added features is not in depth, however you do get upgraded headlights for better nighttime visibility, together with satellite tv for pc radio and tinted glass. The LT also opens the doors to a number of worthy possibility packages. The Confidence and Convenience bundle stands out, with additional luxury options and blind-spot monitoring.
Fortune does not essentially favor the daring in the compact crossover section — the Honda CR-V, the Nissan Rogue and the Toyota RAV4 are perennial best-sellers thanks in part to their all-around competencies and history of reliability. Still, automakers attempt to make their small SUVs distinct. The 2020 Subaru Wrx stands out by bringing high-end luxury options and a few distinctive engines to this usually price-conscious class.
Redesigned simply final yr, the 2020 Subaru Wrx is likely one of the newer entries in this section. As such, all the latest safety options can be found, from a surround-view parking camera to ahead collision warning system that may identify pedestrians. Not like some competitors, most of those options can only be ordered on the highest trim level, however a minimum of you will get them. Additionally obtainable are a panoramic sunroof, a surround-view parking digicam and ventilated entrance seats — rare choices in this class.
We additionally like that the 2020 Subaru Wrx presents two different powertrains in the event you aren’t glad with the bottom turbocharged 1.5-liter engine. At one finish of the spectrum is a fuel-efficient diesel that achieves 32 mpg in mixed driving (the usual engine earns 28 mpg); on the other, a turbocharged 2.0-liter with an extra 80 horsepower. Watch out, nevertheless: When you begin checking the choices packing containers, the 2020 Subaru Wrx could be considerably dearer than rival crossovers. An engine stop-start system that can not be disabled and disappointing materials high quality also may give potential buyers pause.
2020 Subaru Wrx fashions
The 2020 Subaru Wrx is a five-passenger compact crossover that costs a bit more than most rivals. It is sold in four trims: L, LS, LT and Premier. The base L mannequin looks like an excellent deal until you realize that it’s a custom-order mannequin and you will have to attend for it to be built. You’ll find the LS at practically any supplier, however it’s costlier and does not add much. Best to skip straight to the LT, which is just a bit costlier and includes more features and entry to further choices. If you need the LT and its two packages, the leather-trimmed Premier consists of all of it.
The upgrade from the bottom 1.5-liter engine to the two.Zero-liter is well-justified with the quantity of energy and efficiency it delivers. On top of that, the 2020 Subaru Wrx has spectacular handling on a twisty street. The only downside is the large turning radius that impacts U-turns and parking.
This engine is without doubt one of the finest within the class. Acceleration is clean and really manageable in on a regular basis driving, however the front-wheel-drive mannequin can generate torque steer while you floor it. Ours wanted only 6.4 seconds to reach 60 mph, faster than rivals. The diesel took a extra leisurely 9.eight seconds.
The brakes really feel good and dependable. The pedal effort is appropriate for this sort of vehicle, and response is neither grabby nor lazy. It simply feels right. Our 2020 Subaru Wrx executed a panic stop from 60 mph in 115 feet, a solid result within the compact SUV class.
Steering effort is what we anticipate from a small crossover, with low effort at parking speeds and extra weighting at freeway speeds. The vehicle tracks straight on most surfaces, and ample on-center really feel makes for a calming drive. But we observed some squirm on roads with longitudinal rain grooves.
The 2020 Subaru Wrx is surprisingly capable and balanced on a difficult twisty road. The dealing with limits are surprisingly high and approachable in these conditions, and it is just about as fun to drive because the class-leading Mazda CX-5.
We’re deducting points for an unusually large turning circle. Multipoint turns are a standard prevalence with this automotive on streets the place rivals could make a easy U-turn. We seen this attribute when nosing into crowded parking tons, too.

domain: automotive


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ONLY about R 37 billion of the R 231 billion owed by consumers, including households, businesses and government, for services provided by the country’s 257 municipalities can realistically be recovered.
The National Treasury revealed this week that the country’s eight metropolitan municipalities owed R115.4 billion as of March 31, with Johannesburg‘s share of debt now standing at nearly R35.6 billion, followed by the Ekurhuleni metro with about 19.5 billion rand, the city of Tshwane. (17.55 billion rand), 15.4 billion rand for eThekwini as well as Cape Town with just over 9.2 billion rand.
Total consumer debt owed to the country’s largest municipalities was around R88.1 billion during the same period last year.
According to the Treasury, at the end of March this year, the total municipal consumer debt was R 230.7 billion and it stood at R 230.5 billion as of December 31, 2020.
Almost 74 billion rand were written off as bad debts.
The figures also show that the government accounts for 6.7% or 15.5 billion rand, which is down from the 20.7 billion rand reported at the end of December.
The Treasury also noted that households still represent the largest component of debt to municipalities at 72.5 percent or 167.3 billion rand compared to 166.5 billion rand six months ago.
“It must be recognized that all of the outstanding debt of R 230.7 billion cannot be realistically collected, as these amounts include debts older than 90 days, interest on arrears and other collections,” it says. the report on local government revenue and expenditure for the third quarter of fiscal year 2020/21.
Debt over 90 days is historical debt that has accumulated over an extended period of time.
However, the National Treasury has warned that this should not be interpreted as implying that the balance must be amortized by municipalities.
“If consumer debt is limited to less than 90 days, the actual amount to be collected is estimated at R36.5 billion,” the Treasury explained.
About R 23 billion of the R115.4 billion consumer debt owed to the eight subways is less than 90 days old.
Free State municipalities have the most unpaid creditors over 90 days at R15.4 billion, followed by Mpumalanga with R12.3 billion and Gauteng at R6.6 billion.
Gauteng finance and e-government MEC Nomantu Nkomo-Ralehoko on Thursday announced that the provincial government has paid more than R 6.1 billion to municipalities for property rates and taxes since fiscal year 2018/19.
Provincial government debt has paid an average of R 2 billion per year, which has also increased by over R 200 million per year during this period.
Nkomo-Ralehoko said provincial government debt now accounts for the smallest portion of unpaid debtors to municipalities, accounting for around 2% in total.
She pledged that Prime Minister David Makhura’s administration would continue to help municipalities facilitate the payment of public debt and redouble efforts to ensure that arrears are significantly reduced during the current fiscal year.
The SA Local Government Association (Salga) believes that there is a clear link between the ability of municipalities to service their debt, in particular to the Eskom electricity utility and water services, and their inability to collect electricity. government, business and household services provided.
Salga told municipalities that due to the situation becoming untenable for municipalities constantly threatened with disconnections by Eskom and water boards, they should consider targeting government properties and businesses, disconnecting them where there is. sufficient merit and in accordance with their credit control policies.
The association also plans to conduct a rigorous analysis of the gross debt owed to municipalities, establishing the debt collectable realistically and what can be considered for write-off or repeal as historically uncollectible, including using it. as a basis for negotiating the installation of prepaid meters.

domain: statistics


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Holmdel NJ Dixieland Bands
Jazz up your event with some Dixieland Music. This early style of jazz was born in the oh-so-jazzy city of New Orleans. Bring to your event the songs of musicians like Louis Armstrong and popular tunes "When the Saints Go Marching In" and "Tin Roof Blues." You can expect a harmonious mix of brass and string instruments as well with the trumpet, trombone, banjo, bass and more creating some great Dixieland sounds. Add the music of New Orleans to your event by booking one of these Dixieland Bands today! Search for Dixieland Bands in Holmdel, New Jersey above.
Please note that these Dixieland Bands may also travel to Matawan, Keyport, Aberdeen Township, Union Beach, Lincroft, Keansburg, Port Monmouth, Cliffwood Beach, Wickatunk, Cliffwood, Belford, Red Bank, Colts Neck, Morganville, Laurence Harbor, Leonardo, Shrewsbury, Navesink, Fair Haven, Atlantic Highlands, South Amboy, Little Silver, Eatontown, Fort Monmouth, Parlin, Tinton Falls, Rumson, Oceanport, Highlands, and Englishtown.


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Ruling Affirms the Constitutionality of Religious Symbols on Public Land
Today was another big step in the right direction for affirming the Constitutionality of religious symbols on public land, and protecting religious freedom. Lea Carawen of the Congressional Prayer Caucus Foundation provided the following announcement.
In light of last week’s win in the Bladensburg cross case, the United States Supreme Court sent the Bayview Park cross case (City of Pensacola v. Kondrat’yev) back to the Eleventh Circuit Court of Appeals, essentially encouraging them to reconsider their 2017 ruling that the cross be torn down.
A major factor in the Pensacola Cross case is the Lemon Test, which is the main test used by lower courts to determine whether or not a law has the effect of establishing religion. Becket Law explains that, in 2018, the Eleventh Circuit Court of Appeals noted that although “wrong,” they are “bound” by earlier precedent to rule against the cross because of this Test.
The United States Supreme Court’s decisions to not use the Lemon Test and allow the Bladensburg Memorial Cross to stand are very positive developments as the Lemon Test has been used as a sledgehammer against the Freedom of Religion and America’s rich, religious heritage.
The concerns with the Lemon Test are becoming increasingly obvious, and experts agree a new test needs to replace it. These cases should be used to advance that process, and continue to affirm that religious symbols on public land are constitutional.
Steve Fitschen, Senior Legal Advisor for the CPCF and President of the National Legal Foundation says, “We believe there should be no wiggle room in light of the Bladensburg opinion—the Lemon test should not be applied to this cross, as the 11th Circuit did the first time. The Bayview Park cross is just as constitutional as the Bladensburg cross.”
These cases are important considering the concerted effort to erase America’s rich, Judeo-Christian heritage. Secularizing the public square would fundamentally change America’s core values that promote freedom for all and reduce “Freedom of Religion” to simply mean “free to have a private faith.”
The Jesus Alliance is uniting, equipping, & mobilizing Christ-followers around the world to counter billions of negative and anti-faith media attacks with messages of truth, hope, and the unconditional love of Jesus Christ – together we can rebuild a Godly culture.

domain: politics


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In the midst of the United States 1960s Civil Rights movement, in its most violent and tumultuous period, Robert Kennedy is working to win the democratic primary. On Thursday, April 4th, 1968, he takes a plane for the short flight from Muncie to Indianapolis. About to board, he receives a phone call: Martin Luther King has been shot in Memphis. On landing, he learns that Dr. King has died.
The explosiveness of the situation is clear. Riots mark city gatherings. Kennedy is scheduled to talk to two thousand people who have gathered in the dark and chill of early spring. The Police Chief declares: “After they find out there will be an outburst! It is too dangerous for you to speak now.” Kennedy insists and insists on having no police escort. He wants “to speak from his heart.” He desires to rise to the occasion. He tears up his prepared speech on Vietnam and a higher minimum wage. With his staff terrified about the public’s reaction, Kennedy starts out: “I have bad news for you….”
Leadership ensures the delivery
Overall value is derived from a combination of the assets and their performance. Increasingly, the true difference in value is dictated by how the assets are being run, not just the quality of the assets. The most valuable asset of any organization is its human capital. And it is leadership that ensures that the performance of this human capital is maximized.
The ability to inspire is critical when driving for optimum performance."
The ability to inspire is critical when driving for optimum performance. At the same time, unmotivated, uninspired organizations are doomed to drown in their own cynicism, thus jeopardizing performance and value creation. Leaders need to rise to the occasion, irrespective of the nature of the underlying business itself.
An organization’s performance is highly dependent on the leadership adopted. The leadership is not a set of mechanistic actions following the corporate calendar, rather it is a constant presence which shows genuine care for wellbeing and a safe environment. At the same time, leadership encourages and demands delivery and constant questioning of the self-evident. Cultural organizations can evolve into outstanding examples of best performance if they successfully capture the leadership imperatives.
True leadership unleashes excellence
True leadership comes from within and is not based on any given authority from outside or above. Rather it is a collective recognition of coherence that is based on shared views of direction together with integrity and a sense of purpose. True leaders are not simply those who have been granted the authority to lead, rather they reflect the organization’s willingness to be led.
Competition is forever fierce. True difference derives from a mosaic of complex individual initiatives – but in the end, it comes down to ensuring that the human capital excels, and this cannot be forced. So, how can we achieve this? What are the elements required to ensure that the true potential of an organization is realized? How can we unleash and activate true excellence?
Leadership ensures performance with creativity – and creativity is needed
Let us play a mind-game and imagine Utopia becoming an achievable reality. Organizations would be flat and agile, sharing a purpose of being and subscribing to common values with common goals. Decisions would be crafted while relying on the team and allowing each individual to grow and develop. At the same time, performance would be uncompromisable and include self-steering with the utmost discipline. The organization’s true nature would be labelled by ultimate creativity and the capability to over-deliver – again and again.
It all comes down to leading and inspiring."
The performance would be Swiss watch precision meeting Miles Davis; Gio Ponti’s precision and practicality marrying the images of Salvador Dali. Is combining creativity with a culture of high performance counter intuitive? I would propose absolutely not. It all comes down to leading and inspiring. Not only “walking-the talk” but “becoming the talk”. The leadership makes the difference.
The American visual artist Man Ray stated: “An original is a creation motivated by desire. Reproduction is motivated by necessity. We are the only species that creates gratuitous forms. To create is divine, to reproduce is human.” Man Ray has a point – but overly black and white and now distinctly old-fashioned. The true acid test of winning leadership remains its capability to unleash the ability to create. At the same time organizations need to deliver. Targets need to be achieved and budgets and timelines need to be met. Accordingly, ”re-production” is of value, predictability ensures creating value.
The true winning organizations are the ones that master combining the continuous drive for performance with not compromising innovation and the ability to question the self-evident – remaining curious and even rebellious. Modern leadership is encountering the challenge of being inspirational while meeting the constant needs of everyday delivery. I would argue that Hubert Humphrey had it right: "Leadership requires more than a large stock of gunboats and a hard fist."
Going beyond the comfort-zone – the true source of distinctiveness
How can we capture the best practices of both worlds? Doing what you have set out to do very well should always, in parallel, promote a hunger for seeking disruption. Sustaining a culture of continuing incremental performance improvement is the quintessential ambition of current high-achiever organizations. Mastering process disciplines, aligning incentive mechanisms, motivating and encouraging personnel to deliver and re-produce are the foundations of the toolkit as competition erodes margins.
Moments of discontinuance should be embraced as they provide for openings that are not self-evidently available."
At the same time, the truly outperforming organizations go beyond this. They recognize that fluctuations and imbalances are great sources of creativity. They are servicing the necessary paradigm – to make a true difference – and should be welcomed. Accordingly, moments of discontinuance should be embraced as they provide for openings that are not self-evidently available. Again, it takes true leadership to accept this, to encourage this – but also to manage this while balancing the security of performance. And leadership needs to be constantly present, showing care. It remains much more than the traditional leadership/management axis, articulating its interest in the wellbeing of the organization’s human capital and thus the ability to continue performing. Creativity needs to be nurtured, while delivery is secured – the secret is to regard disruptive creativity as an integral part of delivery.
Businesses can learn tremendously from cultural organizations - and vice versa."
Testing boundaries is not only welcome but expected and required. The creative forces of an organization are activated to question the self-evident and provide out-of-the-box views, even the delivery of creativity is measured in a disciplined way. And all this needs to take place with leadership ensuring the encouragement and motivating environment needed to do just that. Businesses can learn tremendously from cultural organizations – and vice versa.
Being part of the purpose
Multi-task organizations invite complexity and therefore require a range of disciplines, but in the absence of unity and a common sense of purpose, the threat remains that delivery will be reduced to an everyday imperative rather than something which provides excitement and inspiration. This is why corporate values are much more than just buzzwords and should truly embody an organization’s purpose.
Corporate values are much more than just buzzwords and should truly embody an orgranization's purpose."
Organizational commitments have various forms but the most desirable is emotional attachment, whereby the employees feel they “want to be” part of the organization and that they “want to be led” in that context. Voluntary work in an NGO (or your child’s sports-team for that matter) provides a text book example of a fruitful platform for such a working environment. The organizational frame becomes part of individual identity and is carried with pride and a great sense of unity. Further, employees wish to contribute to the “common good” as they truly stand behind the meaningfulness of the cause. Organizational wellbeing becomes commonly shared and appreciated. Leadership is shared and felt. Performance has a spice of passion to it.
Passion is – of course – not unknown in the business context. Nike is a globally known mega-brand. It became a cultural icon because it captured the zeitgeist of pop culture, married it to sports, and subsequently created a cult-following. Top Wall Street and London investment bank recruitment officials cried in despair in the 1980s when top business school graduates cordially refused their six-figure starting salaries and instead had ”swoosh” tattoos on their ankles. The same spirit of enthusiasm marks many Silicon Valley start-ups and new disruptive technology and service providers. Leadership truly comes from within and the entire organization has a common belief in joint delivery.
Cultural organizations are blessed and cursed
Cultural organizations should provide a fruitful platform for passion and creativity. Albert Camus said: “Culture is the cry of men in face of their destiny”. Cultural organizations have the blessing of operating in an environment where the ultimate cause is regarded as valuable per se. At the same time, cultural organizations are facing increasing requirements to introduce “business-like” mechanisms and processes to set targets, monitor performance, and ensure proper execution and gearing of remedial actions. This is simply due to the transitions prevailing in the surrounding socio-economic forces.
It takes exceptional leadership to align the targets of a cultural organization to a financial framework."
Mere dependence on public funding is dangerously short-sighted, and the advances of the private sector are placing previously secured market monopolies in question. It takes exceptional leadership to align the targets of a cultural organization to a financial framework. After all, unlike financial communities, the true performance of a cultural organization is not judged and measured by investment criteria alone. Having said this, the fundamental underlying nature of cultural organizations puts them in an advantageous position to become beacons of light among the competition, while unleashing the true potential of human capital. But it does not manifest itself without the inspiration of true leadership.
True leaders make their presence felt while encouraging, supporting, sharing, caring and challenging."
An Italian proverb declares: “The right man comes at the right time.” The same applies to leadership. True leaders are present and make their presence felt – felt while encouraging, supporting, sharing, caring, and challenging. Cultural organizations have an inbuilt ability for coherence, but by the same token a natural fragility and a challenge to comply with the parochial transforming forces of financial delivery. It is painfully easy to declare overly one-eyed targets. Combining business discipline with a true sense of purpose can deliver extraordinary results. Cultural organizations are crafted to make a difference; and with skillful leadership they truly can. And they can do this while inviting disruptions without compromising continuation of delivery.
Difference can be made
After Kennedy’s opening, there is a collective gasp together with cries of anguish and disbelief. He continues: “Dr King dedicated his life to love and justice for his fellow human beings, and he died because of that effort. … We can make an effort … to understand and comprehend … with compassion and love.” In the aftermath of Dr. King’s assassination, there were uprisings in more than a hundred American cities. Forty African-Americans were killed and thousands injured. Close to a 100,000 federal troops and National Guardsmen were dispatched by President Johnson to contain the riots. After Kennedy’s speech none were needed in Indianapolis, people returned heart-struck – but peacefully – to their homes.
Karri Kaitue is an experienced board professional and business manager. He is one of the keynote speakers at Aalto EE's Business of Culture, which is an executive program for leaders from the arts and culture sector. It is tailored to enrich and develop participants’ understanding of how effective leadership, business acumen, and networking can transform their organizations. Read more about the program.

domain: philosophy


Byron nuke plant back to full capacity after refueling outage
The largest scheduled reactor refueling outage in more than 10 years at Exelon's Byron Generating Station Unit 1 is over.
The reactor returned to full power Sunday. The outage began Sept. 10 and was the 18th refueling outage for the reactor, which began producing electricity in 1985.
“The large amount of work completed will ensure the unit’s safe and reliable run through its next two-year operating cycle,” said Tim Tulon, Byron Station’s site vice president.
The company said that its employees and 2,200 supplemental workers completed about 14,000 tasks, including equipment upgrades, safety inspections tests and plant improvements, including an upgrade of the reactor's cooling tower.
The company said Byron Unit 2 continued to produce electricity during Unit 1 refueling. Together Byron reactors make 2,300 megawatts of electricity, enough for 2.3 million typical homes.


The DIA Short
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We engineered our double-sided Power Weave Fabric to look good, feel great, and go further. A soft feel against the skin with a durable face is combined with advanced technologies you care about. The perfect combination of performance, comfort and style.
No need to wash them for weeks on end. (Just don't tell your significant other!)
Spills and a light drizzle will never slow you down.
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A subtle stretch that looks good for the everyday but keeps up with you when it's time to get sweaty.
Hip-Locked Media Utility Pocket
Our innovative Hip-Locked Media Utility Pocket was designed to be a pocket you'll actually want to use. Holding even the largest phones on the market against your right hip, this pocket keeps your device out of the way while making it feel like it isn’t even there. Run, lift, hike, and bike all without any worries.


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If you ask me, one of my all time favorite comfort food recipes is banana bread. It’s one of the easiest things to bake (pretty much goof-proof) and it comes together quickly. I love mindless baking, especially living here in Telluride, CO at 9,500 feet. Here at altitude things can go sideways quickly. Thankfully that’s not the case with this recipe. This banana bread will work from sea level to way up high in the mountains.
Another banana bread perk is that you get to use up those overly brown bananas you might have no other use for. This is a “quick bread” recipe. What that means is any bread leavened with leavening agents other than yeast or eggs. In this case we use baking soda as the leavening agent. So with all this extra time we have on our hands right now with the stay at home order, enjoy baking up this delicious Cast Iron Skillet Chocolate Chip Banana Bread. Great for any time of the day when you have a sweet craving!
Buy my favorite Lodge 10 inch cast iron skillet.

domain: food


text:
top of page
We are driven to find better, bolder approaches to molecular insights that will ultimately transform the way we think about diagnostics. We are APLEX Bio.
Pushing the boundaries of molecular detection technologies
Our ability to analyse biological samples and form molecular insights is dependent on the capabilities of today's analysis techniques. Improvements in molecular detection technologies will generate better knowledge about biological systems that can be used for improved therapies and diagnostics. At APLEX Bio, we develop solutions to push the boundries of sensitivity, specificity and multiplexity without compromises.
Board of Directors
We’re based in Karolinska Science Park.
APLEX Bio AB
Nobels Väg 16
SE-171 65 Solna
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domain: biology


text:
The Ultimate Guide to Antifungal Bodywash: Say Goodbye to Fungal Infections!
Are you tired of dealing with pesky fungal infections that just won't go away? Look no further! In this comprehensive guide, we will explore the world of antifungal bodywash and how it can help you effectively combat and prevent fungal infections. Whether you're a nature lover or simply someone who values good personal hygiene, this article is for you!

domain: library


text:
By Michael Hartley
Do you know how to multiply? Do you think you can figure out a mystery multiplication sum with just a few clues? Do you think you can do it better than everybody else?
First, choose the size of the numbers in the puzzle - can you handle three-digit multiplication? Or do you want to start with single digits to warm up your mental muscles?
Then, the multiplication problem appears - all solved, but with blank squares where the numbers should be!! Then, it's your turn to guess the digits in product. Each wrong guess, and you get a strike. Can you get it with no strikes at all?
Calculators are allowed, unless your teacher says they are not.
The computer will keep track of how well you do on each level of puzzle - it will even remember how well you did next time you come back to play the game. You can also compare your stats with the rest of the world, to see if you are doing better!
So..... are you ready for a game of multiplication strikeout??Choose Your Level :
N x NI'll choose two single-digit numbers and multiply them for you to guess | NN x NI'll choose a single-digit number and a double-digit number for you to guess along with their product | NN x NNI'll multiply two double-digit numbers and see if you can guess them! | NNN x NNI'll pick a two-digit number and a three-digit number to multiply together! Can you guess them? | NNN x NNNI'll pick two three-digit numbers to see if you can guess them!
|You (this computer)
|The whole world

domain: mathematics


text:
Events: FEMFAT User Meeting 2015
Events: JMAG Users Conference 2015
Events: Altair’s Solutions for Full-Vehicle NVH Analysis
News: Airbus Defence and Space Joins the Altair Partner Alliance
News: CAEfatigue Limited Brings Unique Vibration-Specific Fatigue Software to the Altair Partner Alliance
View All News
View All Events
CAEfatigue VIBRATION is two products in one. Firstly, it is a powerful frequency domain...
StressCheck is a comprehensive finite element analysis software tool with a pre and...
scSTREAM is a general-purpose thermo-fluid analysis software utilizing pressured based Finite...

domain: aerospace


text:
Fate of GTA 5, gaming goodness needed
Some dishearten Grand Theft Auto fans may feel the last game has given them reason to expect more from GTA V, and this could be Rockstar’s last chance to persuade them back, otherwise they could end up disregarding the series altogether. This may sound a bit strong, but we are hoping that the lack of second trailer and the tight lipped response about the release may mean Rockstar are just sitting back listening to what fans have to say, which we hope will give them reason to take the gamer’s comments on board and create a GTA that is really special.
As many rumors surrounding this game have suggested what we would like to see or what should be involved, we are mainly concerned with what would be essential for Grand Theft Auto to do well, and an interesting article on What Culture list some predictions that they expect will come true. They reckon this version will not only break franchise sales records but also win back skeptics, and a more arcade-like game could see the return of many fans but there is also a flip side to that coin, as many are hoping for a more intensively sim-like experience.
There is an expectation that it will reach out to grab a least one perfect review and the return of RPG elements will be a big factor to get that popular San Andreas feel back again. They predict the protagonist will come from an existing GTA crime family and the game itself will have a GotY edition release, there is also a guarantee that it will spark controversy again and there is an expectation that at least one A-list celebrity will be involved as a voice actor. Overall, they feel this will be awesome, as Rockstar are in the habit of creating something worthwhile.
The story aspect to GTA 5 is a main priority but the scale of the environment is also another, and this is documented in an insightful Xbox Official Magazine post. Highlighting six open worlds Rockstar could learn from, the first up is the Batman: Arkham City referring to the goals that can be achieved, although a few believable few gadgets would also be a nice touch. Saints Row: The Third is mentioned because of its humor and absurd scenarios, and the combat of Sleeping Dogs would also be a welcome addition along with the kind of involving dialogue witnessed in L.A. Noire and the multiplayer deeper reminiscent of the Need for Speed: Most Wanted. To finish it all off an introduction of stealthier gameplay like Assassin’s Creed would also be advantageous.
We can see the article on What Culture could be construed as presumptuous and hopeful, and admit to loving that forward thinking and risk taking, as it is better than some of the negative reactions and rumors that have put down the series in general. We know that the next trailer is in high demand, and there is only some much you can get from a few screenshots of cars, bikes and parachuting, so this is where we refer back to our previous post about the GTA 5 trailer, almost a year on. We are hoping that the next trailer will come out soon and news of a release date not long after, what are your thoughts on this?
GTA was never a "sim". GTA4 tipped the scale a little too far into the sim world, and I didn't enjoy it as much as I should of for that reason. If its true, that GTA5 is going back to its roots, then I am more than happy. R* always make fantastic games, and even GTA4 with its lack of crazy vehicles and weapons, is better than anything infinity ward could produce. At least in terms of gameplay, immersion, sound, lighting, graphics.... Bring back the dodo cheat, jet pack, hover craft, 18-wheeler and super punch!
they're going to scrap the series? yes, so R* are going to scrap their biggest and best selling series and risk losing tons of money, many fans and general popularity by getting rid of the 1 gaming title that has sustained them and kept a decent proportion of their fans and got them a decent amount of money. this is ridiculous. R* would never be so stupid. that's it, i am not bothering to read anymore of these articles if they are consisting of 25% sh*t, 25% boll*cks, 25% spit, and 25% p*ss.
I think the people at rockstar north are less productive than a goldfish. It's just stupid releasing one trailer over year before the game is released and then only leaving 12 screenshots out. Rockstar will be in trouble when they realise no one ill be interested any more due to the new COD among other games coming out in the next 6 months. In protest I'm not giving rockstar any of my money

domain: game


On September 27, Oracle took a major step towards providing a fully integrated front and back office applications suite by launching Oracle Applications 11i at its Applications' User Group conference in Orlando, Florida.
office business applications
Integrates Front and Back Office with Applications 11i Event Summary On September 27, Oracle laid out the details of its Oracle 11i application suite, which adds new application modules and integrates enterprise resource planning, customer-relationship management, supply-chain, and E-business applications in a single database. The new release, unveiled at the Oracle Applications User Group conference in Orlando, will do away with the company''s separate releases for ERP and CRM. By linking all


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An automated clearing house (ACH) payment authorization form authorizes a business to make automatic drafts from your bank account to pay a bill. These can allow for one-time payments or automatic payments that happen at regular intervals. While it might sound a bit similar, authorizing this type of payment isn’t the same thing as a making a wire transfer.
Instead, this is a method of making a payment without needing to take continuous action. You don’t have to write a check, swipe a card or take action beyond filling out the initial authorization form, which can help you stay on top of bill due dates. If you’re looking to streamline the process of paying your bills on time, you’ll need to complete an ACH payment authorization form to set up an electronic funds transfer (EFTs). Here’s what you need to know about these forms and the process for submitting them.
Sometimes banks and businesses include ACH payment authorization forms in the initial packet of documents that you sign when you first take out a new loan or open a new account. Some lenders also incentivize automatic payments by reducing your monthly bill by a few dollars if you agree to allow ACH deductions. Businesses have to pay fees to accept any form of electronic payment, but the fees for ACH transfers are more reasonable. If you’re provided an ACH authorization form when you obtain a loan or open an account, you can fill it out and give it to the institution you’re paying right away — and you’ll immediately start the automatic payment process.
You can also get an ACH payment authorization form directly from your bank if you decide you want to set up ACH payments later on. Because you probably bank and interact with businesses both in-person and online, there are various ways you can complete an ACH payment authorization. Most banks have forms available in local branches. Web-based forms are also available on bank websites and mobile apps. Many banks and credit unions provide online forms for ACH payment authorization in the sections of their websites that deal with setting up online bill payments.
There are various ways to complete and e-sign an ACH payment form online, even if it’s provided with loan documents. Many banks and businesses also allow you to initiate an ACH payment authorization over the phone by calling the customer service department. Most businesses that offer online transactions and account access, from small public utility companies to major mortgage lenders, have sections of their websites dedicated to helping customers set up automatic payments.
What’s Included on an ACH Payment Authorization Form?
Regardless of where you access the form, a few key pieces of personal information are standard across ACH payment authorizations. The form must include your name and the name of the business or institution you’re setting up payments with. In most cases, you can simply provide the exact name of the business. This is especially true when the business you’re paying, gives you the form — you won’t need to know the routing number or account information for the business. Banks and credit unions that offer online bill payments often have directories of businesses that have opted into their systems, and they may be able to access the business’ information once you’ve provided the name.
On the ACH form, you’ll also need to clearly identify the exact bank account you’re authorizing the bank or business to deduct payments from. In addition to providing your routing number and account number, you also need to specify whether the bank account is a checking account or a savings account. If you’re using a form your bank has provided, you may not need to include the bank name. Otherwise, you should also name the bank the payment will be drafted from.
Other mandatory information on an ACH payment authorization form relates to the specifics of the payment itself. This means you’ll need to determine whether you’re authorizing a one-time payment or a recurring payment. If the payment is recurring, you’ll need to indicate how often the business can deduct these payments from your bank account. Examples of frequencies are weekly, monthly, quarterly and annual intervals.
For a one-time payment, you need to include the exact amount of the payment. For a recurring payment, you may be permitted to choose a flat payment amount, or you may have the option to pay a bill in full each month. You may also have the option to set a number that any individual recurring payment can never exceed. This allows for some natural flexibility in payments. For example, your six-month car insurance premium may be an uneven number that, when divided by six months to create monthly payments, doesn’t come out to the same amount each month. Although the payment may usually be $100 per month, your last payment of the six-month policy may only be $80. If you choose a set number above these, you’ll ensure your payment is deducted in full automatically each month.
Although it’s not mandatory information, some businesses also ask for your email address and phone number on ACH forms. This is another way to prevent errors. For example, there may be hundreds of customers named John Smith with accounts at the utility company, but it’s highly unlikely two John Smiths will also have the same phone number and email address. This additional information gives the business a clear way of contacting you if there’s a problem with your payment.
How to Manage and Cancel ACH Payment Authorizations
ACH payments are governed by the National Automated Clearing House Association (NACHA), so businesses and financial institutions must follow clear standards for starting and stopping ACH payments. There are only three reasons an ACH payment can be reversed. A payment reversal can happen if the payment wasn’t authorized, if the payment amount exceeds the authorized amount or if an authorized payment was drafted twice.
If you no longer wish to make automatic payments to a particular business, you shouldn’t rely on reversals. Instead, you need to cancel the authorization, which revokes the business’ access to draft future automatic payments. When canceling an ACH transfer, you may need to contact two parties: Both your bank and the business you’re paying need to know about the cancellation. You may be able to complete this process online, particularly if you also filled out the initial ACH authorization in an online portal.
For other businesses, it may be necessary to make a phone call. Calls and online actions usually take effect quickly. However, it’s best practice to follow up with a written notice to both the bank and the business you’re canceling automatic payments with. Contact the bank to figure out where you should mail written copies of stop-payment notices.
Many banks also allow you to make edits to authorizations through online automatic bill pay portals, such as if you need to change details like the payment date or maximum payment amount. In some cases, banks and credit unions charge a fee for stopping an ACH transfer.


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CSGO has been around for a long time now, and it is still one of the most popular games. People from different parts of the world play this game and enjoy competing with others. Improving your gameplay should be your primary focus, but it shouldn’t be the only thing you focus on. You can collect skins for different items, as owning rare skins leaves a good impression on other players. Moreover, you will feel better when you have popular CSGO skins.
CSGO knife skins are very popular, and there are a lot of options available for players. Knives come from cases in CSGO, but it’s more like a lottery, as it is a case of possibilities. Relying on cases to collect knives isn’t the best option, which is why most people choose to buy CSGO skins.
You can buy CSGO skins from Steam Market, but it won’t be a budget-friendly option as items on the list are going to be expensive. Fortunately, there are other sites where you can make good purchases without spending a lot of money. In this article, we are going to discuss the best way to get CSGO skins.


Long service life, fast drilling progress, precision drill holes - top quality!
Innovative, robust 4-edge drill head and 4-spiral reinforced-core coil for unrivalled service life, precision drill holes and low vibration.
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All dimensions with a working length greater than 400 mm should be pre-drilled to at least 150 mm with a short drill of the same diameter!
- The centring point drills with pin-point accuracy and prevents runout
- The core-reinforced spiral accelerates the transport of the cuttings and optimises the impact transfer
- The robust head geometry and solid cemented carbide plates with patented reinforcement chamfering are designed for the toughest applications.
- The wear marker is used to assess the dimensional accuracy of the anchor holes. If the edge is no longer visible, the end of the service life has been reached and dimensional accuracy is no longer guaranteed.


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Besides staying beautiful, Mexican women likewise possess specified stereotypes. http://bestbeautybrides.net/mexican-mail-order-bride/ These stereotypes include their dark pores and skin, curvy our bodies, and hot appearance. They can be a mix of native American and Africa cultures. They may be known for their permanent magnetic eyes and their sexy figure. They are also a favorite of international men. Yet , their personality is often interfered with by people that undermine their particular natural beauty. Individuals who want so far a Mexican woman have to understand their very own culture and prices.
The majority of Mexicans believe that their family is their concern. They take consideration with their children, bros, and aunts. The women are likewise trained to be good mothers. They are really expected to prepare food and to look after their children. Also, they are responsible for housekeeping, and will support their men relatives to tasks. Not like some other cultures, Mexican women are not obligated being prostitutes.
A typical Philippine family has many kids. Some married back in 2000 is expected to have twice as many children as a white couple married at the same time. It might be common to find Mexican ladies attending to their aunt’s children. Normally, a Mexican couple is certainly expected to be very close to each other. They are generally very envious with their spouse’s spouse. If you are planning so far a Philippine woman, it is best to be honest and have absolutely that you are trusted.
When you initially start online dating a Mexican girl, you might encounter several rejection. Nevertheless , with enough time, you will learn even more about her. Usually, these ladies are very loyal to their folks. They are also great listeners. Furthermore to this, they are not really shy. During the initial period of your romantic relationship, she may inquire you a lot of private questions, just like who your friends are, exactly who your parents happen to be, and so on. Depending on her response, you may opt to let her have all the answers.
Although some Mexicans are very rare, there are still lots of women who are willing to along with love. Additionally, if you can satisfy the expectations of this Mexican woman, she could be a wonderful partner. Actually many of the planet’s leading fashion brands have been completely produced in Mexico. They also have amazing beaches.
If you are dating a Mexican female, you can expect to locate her very romantic and passionate. She’ll be able to cause you to laugh and she will continually be in a great mood. You can expect to find her willing to do some fun activities with you, such as visiting the gym. You can also expect her to be a great lover. It is necessary to show your love by simply presenting romantic actions. If you can, you should keep her hand, give her coats, and open the doors for her. Sooner or later, she will trust you and become willing to talk about her dreams with you.
There are many different jobs available for women in Mexico. They are often taxi drivers, business owners, or perhaps persuits officers. It is also common to find them in More Bonuses the washing industry. That they happen to be used to needing to do all of the household jobs.

domain: relationship


MotorHome May 1999
Road-test and dyno evaluation of Banks PowerPack for Cummins B5.9 diesel motorhomes
Banks PowerPack® induction system puts a lot more punch into the Cummins B5.
The Cummins B5.9 turbodiesel has become a popular engine for powering motorhomes. Available in a number of horsepower and torque configurations, this diminutive power plant is thought of as “the little engine that could” because it’s doing an enormous job moving rather heavy coaches. But every engine has its limit, and even the venerable Cummins may have met its match when trying to move a coach loaded to its gross vehicle weight rating. When cresting the hill becomes a chore for a motorhome, owners looking for more spirited performance turn to the aftermarket to add horses and torque.
One provider of such bolt-on performance improvers is Gale Banks Engineering, a company that has made “PowerPack” nearly a household name for RV enthusiasts. The company’s latest offering: a PowerPack kit for the Cummins B5.9.
Gale Banks, known for decades as one of the foremost power brokers in the world of turbocharged V-8 gas and diesel car and light-pickup engines, has also been turning up the performance wick in turbocharged motorhome-engine applications and boasts some mighty hefty figures when promoting the PowerPack for Cummins six-banger. To find out just how much more spirit can be injected into the 230-hp B5.9, we found a 1997 Holiday Rambler loaded to 23,420 pounds, no doubt a substantial weight for the stock Cummins engine. The 34-foot motorhome had 29,000 miles on the odometer and was in excellent condition.
|A 1997 Holiday Rambler weighing 23,420 pounds was used as the test coach.|
|The chassis dyno testing was done on a Clayton unit. Photo reveals nearing 240 rear-wheel horsepower on way to 243.8 at 2,200 rpm, a 44 percent increase, with the PowerPack®.|
|Banks’ exhaust temperature and boost-pressure gauges are part of the PowerPack® system.|
The company offers two 50-state-legal power-producing induction kits, the Stinger and the PowerPack, for the Cummins B5.9 and B8.3 diesels. The Stinger kit includes an OttoMind fuel-calibration plate, a Quick-Turbo wastegated turbocharger housing assembly, a two-gauge mounting panel for pyrometer and boost-pressure gauges, plus everything needed for installation, including complete instructions.
Banks states the Stinger creates 75 more rear-wheel horsepower and 171 additional lb-ft of torque, along with a 7-10 percent increase in fuel economy. Its PowerPack is advertised to increase horsepower and lb-ft of torque by 94 and 214, respectively. It includes everything in the Stinger plus a cast-aluminum TwinRam dual-inlet intake manifold. Thus the PowerPack is designed to provide approximately 25 percent more horsepower and lb-ft of torque over the Stinger. We elected to install “the works” in an effort to give the Cummins maximum efficiency.
Banks Engineering calls the Cummins engine an industrial-strength power plant, and it is. It has many different factory horsepower and torque ratings, all depending on chassis application, fuel nozzles, fuel pump and a few other mechanical incidentals. Banks feels that, as delivered, the Cummins induction system is inadequate insofar as maximizing engine torque and horsepower. The stock induction system is configured like a “T.” Along the top of the T are six evenly spaced cylinders; the bottom part of the T is the only way into those cylinders, and it is offset to the left of center, nearly on cylinder no. 3.
Getting an equal amount of air and fuel to cylinders 1, 2, 4, 5 and 6 is impossible, according to Banks, although the Cummins turbocharger does increase power somewhat by pushing the mixture along with as much as 27 pounds of boost. Still, “the result is disproportionate air-fuel ratios that cause differences in combustion-chamber temperatures and uneven power produced by each cylinder,” according to Banks Engineering’s latest Cummins literature. It continues: “The engine runs rougher and less powerfully, with the front and rear pistons and cylinders getting more heat-related wear than the others.”
To give the B5.9 more muscle, Banks doubled the actual inlet area by creating its TwinRam intake manifold. One of the two inlets is near the no. 3 cylinder and the other between cylinders 4 and 5. Due to space and normal engine-rpm limitations, Banks says that it’s doubtful that a more scientific or powerful intake manifold could be produced. To let the TwinRam perform to its potential, Banks engineered a new Quick-Turbo turbocharger housing. It is designed to come up to a maximum boost pressure much more quickly (and at a lower rpm). The result is more torque and horsepower output across the engine’s usable rpm scale.
The Banks OttoMind fuel-calibration plate is said to “match the new fuel curve to the improved airflow, optimizing power output and fuel economy.” Banks’ Dynafact boost and pyrometer gauges monitor the turbo pressure and exhaust temperature. A final key point is that the Banks pusher power-induction products are 50-state certified and are claimed to work perfectly with the engine’s factory-built ignition and emission controls.
Road Test – Stock
The test motorhome was first checked on the dyno and then, with Banks’ engineering manager, Peter Treydte, aboard, run through a 150-mile course over varied terrain, including time in the high-desert regions. The chart shows the stock horsepower and torque figures, and we recorded acceleration times of 32.74 seconds for 0- to 60-mph runs and 20.01 seconds for the 40-60 simulated passing stretch. (For the record, Banks’ brochure highlights a similar Class A with a 230-hp B5.9 performing a 29.20-second 0-60 mph and 16.25-second 40- to 60-mph times, so the test motorhome may have been somewhat sluggish in stock condition.)
The boot-camp portion of the test was climbing the multimile, 6.5-degree Cajon Summit. From 200 feet above sea level at the bottom to 4,200 feet at the top, this run confirmed the Holiday Rambler was underpowered. At full throttle, the coach could do no better than 46 mph in fourth gear at 2,200 rpm with 24 pounds of turbocharger boost. Exhaust port temperatures registered 1200 degrees F on a Banks pyrometer.
Two Banks Engineering technicians installed the PowerPack in a day’s time, after which the Holiday Rambler was tested on Banks’ computerized Clayton chassis dynamometer. Noticeable improvements in rear-wheel horsepower—anywhere from 30 to 80 in the 1,500 to 2,500-rpm band—were recorded (see chart). Torque output also increased substantially to an impressive 630 lb-ft at 1,700 rpm measured at the rear wheels.
While positive numbers are impressive, the road test revealed major improvements. Right from the get-go, we noticed less engine noise at cruise speed and increased smoothness in operation, likely attributable to the improved “distribution of air” to the cylinders. Each cylinder in the B5.9 was now nearing the power production of the others. Hence, each was now more efficient, so the engine needed less throttle-opening to move the 23,420-pound mass. Being under less stress, it was quieter and smoother-running. A smoother-running low-rpm-torque engine is, all things considered, always more powerful.
Performancewise, the coach “gained a gear” on the road test after the PowerPack was installed. Instead of 46 mph in fourth gear at full throttle, the Holiday Rambler was now in fifth gear at 58 mph (2,000 rpm with 35 pounds boost). This is a 26 percent improvement in drivability. As the direct result of making more full-throttle horsepower, the exhaust temperature registered 1300 degrees F, measured at the exhaust side of the turbocharger. At the top of the summit, it went back down to 1000 degrees F. The Banks turbo housing does indeed make boost pressure quicker. An increase in acceleration was felt in testing from off-idle right on up to 60 mph. The coach was 25 percent quicker than stock (from 32.74 seconds stock to 24.54 seconds modified). The 40- to 60-mph stock time of 20.01 seconds decreased to 15.40 seconds, a 23 percent improvement.
The results of a controlled highway cruise fuel-economy test revealed that the modified engine consumed slightly more fuel (10.93 mpg to 11.03 mpg). For all practical purposes, we’d call fuel usage a push, although Gale Banks says his mileage increases have ranged from 7 to 10 percent, which he views as logical anytime engine efficiency is increased while driving style remains consistent.
The installation of the $1,995 to $2,495 (depending on chassis) PowerPack kit takes about 15 hours. Dealers usually quote a package price.
The PowerPack provided a vast improvement in overall drivability. The smooth-running engine handled the weight with more spirit, improving almost all aspects of road performance. The coach now had an easier time getting up to highway speeds, could negotiate grades with aplomb and could merge with traffic safely as it entered the freeway. No doubt the owner was all smiles.


Posted by Guillaume Apollinaire on Apr 28, 2019
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